Tips on how not to incur multiple debits

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What are multiple debits (taju saimu)?

It is a term used to explain the difficult situation in paying back debits incurred several times with fund providers. Especially when there are loans incurred from other fund providers to pay former debits, repeating the process and widening the problem.

The causes of multiple debits are not only gambling or unnecessary expense. There are cases in which people incur multiple debits because they are not able to pay the credit card balance after excessive use or because loans acquired to complete daily or educational expenses larger than the salary.

If there is a clear risk to go through such situation, review the expenses and adjust the family budget before applying for loans. And before requiring them, check thoroughly the need and the interest rate and build a payment plan.

In case you are going through problems, do not worry alone and make an inquiry at Multiple Debits Consultation Center (Taju Saimu Soudan Madoguchi)!

“Support only in Japanese. Service hours and days may vary depending on the institution.

Institution for assistance	Telephone number:
Tokai Zaimu-kyoku (Taju Saimu Soudan Madoguchi)	052-951-1764
Cosumer’s Hotline (Shouhisha Hotline)	188
Japan Credit Counseling Association	0570-031640
Houterasu Support Center	0570-078374
Mie Lawyers Association (Mie Bengoshi-kai)	059-222-5957
Mie Judicial Scriveners Association (Mie Shihou Shoshi-kai) – Consultation reservation	059-221-5553